Thursday, January 6, 2011

How to save money in 2011

All You has an article to help you spend less in 2011.  Many frugalistsa's already use some of these strategies.  Let's take a look at the list:

Eat out less.

Good idea!  I recommend that you menu plan in advance, so you always know the answer to the age old question, "What's for Dinner??"

Reduce memberships.

Spend more time at home, with the family.  Game night, watch a DVD, Go for a walk, play in the backyard!

Trim transportation costs.

As a complimentary idea- shop around for cheaper gas- the station right down the street may not be the cheapest.  Check out Gas Buddy.

Stretch your grocery dollars.

Start a Price book, eat leftovers, combine coupons with sales, grow some veggies!

Save on health care.

With new healthcare regulations, wellness visits are free! Check your meds to see if they are elligable for $4 30 day supplies, available at most major pharmacies (including Target, Walmart, CVS, and Walgreens). That's a big savings for those of use who take RX meds!

Boost your income.

Sell your unwanted stuff on craigslist, have a garage sale, pick up a paper route, offer to babysit the neighborhood kids, or pick up a weekend job.

Lower your living costs.

Got a spare room? Consider renting it out.  Garage or sell a spare car, check for energy wasters in your house (unplug stuff when not in use, esp. cell phone chargers!!), make sure your windows and doors seal correctly to keep in the warm (or cool) air. Turn off the lights when you aren't in a room. Open the windows during the day instead of turning on the lights.

Put retirement on hold.

This is the only one I don't agree with. You should always save for the future.

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